How Much Will I Need?

There are several factors you should consider. First, look at the cost of care in your state – or the state where you will most likely be receiving long term care services. American General offers an interactive map with average costs of care for your state on our Web site.

Next, determine how much of your budget you want to spend on long term care insurance protection. And finally, do you want to use your own savings and assets to cover a portion of the cost of long term care or do you want a more comprehensive plan that offers more protection?

You may also want to take into consideration the rising cost of long term care and consider an inflation protection option.

With American General LTC Insurance, you and your agent can select from a number of combinations to build a plan that suits your specific needs.